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Construction Insurance
- Construction sites can be dangerous place for your
employees, the general public and the various tradesmen
working on and around your site. Construction Insurance is
designed to protect you, your company and your directors and
officers against as many potential losses as may occur in
this dangerous environment.
From a sole trader to a
multinational, from small to large, building developments
and conversions, the construction industry can be a complex
business and so can construction insurance.
Whatever your needs, our expertise in construction insurance
will ensure you are suitably covered against a full range of
risks by tailoring your policy to meet your specific
requirements, from a basic Liability policy to a fully
encompassing policy including many of the covers and
extensions listed below.
Public & Products liability insurance - Public liability insurance covers liability arising from death or personal injury to third parties other than the insured's own employees and for damage to property belonging to third parties. Product liability insurance protects against liability for injury to people or damage to property, arising out of products supplied by a business.
Employers liability insurance - The Employers' Liability (Compulsory Insurance) Act 1969 ensures that you have at least a minimum level of insurance cover against any such claims. Employers' liability insurance will enable you to meet the cost of compensation for your employees' injuries or illness.
All risks insurance - All risks insurance covers physical loss or damage to the works and site materials.
Plant and machinery – provides cover for your own and hired in plant along with ongoing hiring charges for ‘hired in’ plant
Business interruption – covers financial loss following and insured event
Contract works insurance - Offsite storage cover, Show homes and contents cover, stock and materials, JCT 21.2.1, 6.5 or similar
Professional indemnity insurance -
Professional indemnity insurance insures against liability
arising from professional negligence.
Latent defects insurance - Latent defects
insurance protects the owner against the remedial cost of
the structure due to a building defect.
Director and officers’ liability – covers
Directors & Officers for any bad advice or wrong decisions